Health Insurance

Health insurance, the coverage that you can’t afford to be without. We can help you find the best plan that meets your health care needs whether you need to keep your doctor, have budget constraints, or need specialized care.

We’ll help you use creative strategies to save money on health care coverage, and get more and better coverage with fewer dollars.

We understand how to work with and around your specific individual, family and / or business needs. Our expertise includes:

  • Individual health insurance
  • Medicare supplement plans
  • Medicare advantage plans
  • Part D prescription plans
  • Accident insurance
  • Heart and stroke insurance
  • Cancer insurance
  • Critical illness insurance
  • Short & Long Term Disability Insurance
  • Long-term care insurance
  • Medical bridge insurance to help pay your deductible.

Doug never tried to “sell” me anything. When he came over to my home, it had the same kind of feeling as a friend coming over to help you fix a leaky faucet. He was there to help. He was there to help us untangle a mess and meet the challenges we faced as a family. When we ran into complications, he stayed there with us making phone calls and doing what needed to be done until we reached the solution that was right for us. He took us from the very poor coverage that we had to much, much better coverage. Guess what? As a result of the switch, we pay less, not more. Wow. I had known about Doug for a long time, but never had any idea that he was so knowledgeable about cutting edge solutions to health care coverage problems. Most importantly, by the time we were finished, he felt like family. There’s no question in my mind about who I’m going to work with in the future. Doug’s your guy. You owe it to yourself to give him a try.
Dwight Clough, Sun Prairie, Wisconsin

Health Care Reform

We understand Health Care Reform. Our agents complete rigorous certification to assist you with selecting a health insurance plan from the Healthcare.gov marketplace. Whether you are an individual or employer group, we will help you select the best plan for your health care needs.

Individual Accident Insurance

Several coverage levels are available depending on your needs and your budget. Accident insurance adds an extra layer of protection by paying fixed benefits for accidental injuries or death.

Group Accident Insurance

This guaranteed-issue, composite-rated group accident product provides a variety of coverage levels to fit employer and employee needs. Plans are compliant with Health Savings Accounts (HSA) and provide all employees the same benefits and rates. Family coverage is available.

Individual Cancer Insurance

Protect yourself and your family with a guaranteed-renewable cancer insurance plan with coverage for medical and non-medical expenses related to cancer diagnosis and treatment. By supplementing your health insurance coverage with this plan, you can protect yourself from unexpected high deductible payments and other unexpected expenses that can arise as a result of a cancer diagnosis.

Individual Critical Illness Insurance

Protect yourself and your family from costly expenses that result from a critical illness with a guaranteed-renewable plan that provides lump-sum benefits for specific illnesses. By supplementing your health insurance plan with a Critical Illness plan, you can protect yourself from unexpected high deductible expenditures.

Group Cancer Insurance

Group Cancer plans help pay for some of the direct and indirect costs related to a cancer diagnosis and prescribed treatment plan. These plans offer guaranteed-issue underwriting, benefit flexibility, and published rates.

Group Critical Illness Insurance

For specified diseases, Critical Illness Insurance plans provide lump sum indemnity benefits to help pay for some of the non-medical and medical expenses related to the specified illness.

Group Critical Care Insurance

For critical illness and cancer, this product provides lump-sum benefits and monthly benefits for extended treatment of cancer. Features include HSA-compliant plans, portability and competitive rates and underwriting.

Individual & Group Hospital / Supplemental Health Insurance

Protect yourself and your family from unanticipated expenses and high deductibles with a plan that supplement core medical coverage. Supplemental hospital plans cover expenses such as hospital room charges, rehabilitation unit stays, and doctor office visits.

Contact Doug Trumbower to arrange for a friendly, no-pressure conversation to explore your needs and identify options that could work best for you.

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