Retirement Planning

Your retirement plan should fit your unique needs and budget. One size does not fit all. Most people aren’t really aware of the options available to them

People call us “safe money managers” because we look for ways to take risk out of the equation while assuring strong growth and income potential for you. In the process of working in this field for decades, we’ve uncovered some exciting options that work very well for our clients. Our expertise includes:

  • 401(k) plans
  • Profit sharing plans
  • Define Benefit Retirement Plans
  • 403B / TSA Plans (Traditional and Roth)
  • Deferred Compensation, and 457 Plans
  • Individual Retirement Accounts (IRA’s)
  • Roth IRA’s
  • Simple IRA plans
  • Annuities (Qualified and Non-Qualified)
  • Fixed annuities
  • Guaranteed income annuities
  • Fixed indexed annuities (see below)
  • Non-Qualified Retirement Plans
  • Section 79 Retirement Plans (see below)
  • Your Family Bank (see below)
  • Bank Savings Alternatives (see below)
  • Bank Certificates of Deposits

Doug never tried to “sell” me anything. When he came over to my home, it had the same kind of feeling as a friend coming over to help you fix a leaky faucet. He was there to help. He was there to help us untangle a mess and meet the challenges we faced as a family. When we ran into complications, he stayed there with us making phone calls and doing what needed to be done until we reached the solution that was right for us. He took us from the very poor coverage that we had to much, much better coverage. Guess what? As a result of the switch, we pay less, not more. Wow. I had known about Doug for a long time, but never had any idea that he was so knowledgeable about cutting edge solutions to health care coverage problems. Most importantly, by the time we were finished, he felt like family. There’s no question in my mind about who I’m going to work with in the future. Doug’s your guy. You owe it to yourself to give him a try.
Dwight Clough, Sun Prairie, Wisconsin

Fixed indexed annuities

Fixed indexed annuities combine the growth possibilities of a securities portfolio without incurring the risk. When the stock market fell, these fixed indexed annuities kept paying out at the same rate, and, over time, continued to increase. They are designed to provide significant guarantees with the potential of providing more interest than a traditional fixed annuity. Every client we’ve worked with who has held fixed indexed annuities has doubled his or her money every eight to ten years.

Section 79 Retirement Plans

One of the best kept secrets out there is a provision of the IRS code that allows you to combine some of the best features of a traditional and a Roth IRA under certain circumstances with the right investment device. Every person should know about option.

Your Family Bank

Develop and fund your retirement plan and at the same time reduce your debt.

Bank Savings Alternatives

Durations of 12 months, 36 months, 60 months, 96 months. Some plans allow you to withdraw up to 10% of your balance per year without any early withdrawal penalties. Feel free to request an interest rate quote on any of our products.

Contact Doug Trumbower to arrange for a friendly, no-pressure conversation to explore your needs and identify options that could work best for you.

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